FIN323 للدراسة والمناقشة

[صفاء الورد]

السلام عليكم ورحمة الله وبركاته





كل ما يتعلق بمقرر : ||FIN323||

:: للدراسة والمناقشة ::


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بالتوفيق​

 

[غريبة الدار]

سلام عليكم

شنو اسامي الجباتر المطلوبه في هالماده ؟

 

[غريبة الدار]

net interest income = total interest income - total interest expense-1

2-net non interest income =total non interest income - total non interest expense

3-pretax net operating income = net interest income +net non interest income - provision for loans losses


4-net income after taxes=Pretax net operating income- income taxes


5-total operating revenue=Total interest income+total non interest income

6-total operating expense=Total interest expense+Total non interest expense+provision for loans losses

7-dividends paid to common= net income after taxes -increase in banks undivided profit

PLL;vprovision for loans losses​

 

[غريبة الدار]

net interest income = total interest income - total interest expense-1

2-net non interest income =total non interest income - total non interest expense

3-pretax net operating income = net interest income +net non interest income - provision for loans losses


4-net income after taxes=Pretax net operating income- income taxes


5-total operating revenue=Total interest income+total non interest income

6-total operating expense=Total interest expense+Total non interest expense+provision for loans losses

7-dividends paid to common= net income after taxes -increase in banks undivided profit

PLL;vprovision for loans losses​

ا
اليوم قدمنا test2 للأسف حفظتهم وما جابوا شي منهم

جابوا شي غير

جابوا 10 mcq

ونحسب
Primary reserves
And secondary reserves

والEssay questions

. Compare balance sheet of large and small banks?
. Larger bank trade securities for short term profit, while small bank don’t -
Small banks hold more investment securities and loans compared to large banks -
Small banks rely on deposits .-
Large banks make heavier use of money market borrowing -

Describe branching organization. What are the advantages and disadvantages of branching organizations?
As a unit financial firm grows larger in size it usually decides at some point to establish a branching organization. Branching organization offer the full range of services from several locations, including a head office and one or more full-service branch offices. Senior management of a branching organization is usually located at the home office, though each fullservice branch has its own management team with limited authority to make decisions.
Advantages:
Customer convenience seems to improve because more services are available at every branch
. Branching areas tend to have more offices per population, reducing transactions costs for customers.

Disadvantage
1. Some services fees seem to be higher in branching areas. ​

 

[غريبة الدار]

A bank has Federal funds totaling $25 million with an interest rate sensitivity weight of 1.0. This bank also has loans of $105 million and investments of $65 million with interest rate sensitivity weights of 1.40 and 1.15 respectively. This bank also has $135 million in interest bearing deposits with an interest rate sensitivity weight of .90 and other money market borrowings of $75 million with an interest rate sensitivity weight of 1.0. What is the weighted interest-sensitive gap for this bank?
A. $50.25

إذا ممكن أحد يشرخ لي هالسؤال​

 

[غريبة الدار]

1- Why does the bank face the liquidity problem?
2- Interest rate risk and its parts
3- The difference between defensive and aggressive gap management

هي كانوا اسئلة النهائي اللي جابوهم اليوم
و3 Problems
و 10 MCQ

المقالي سمعت يقولون أنه بس نختار ثنين بس أني ما انتبهت حليتهم كلهم عن لا يظل السؤال فاضي وما أدري إذا كان اللي حطيته صح لو غلط

البروبلم يبون نطلع ,net operating margin ROE , net interest margin ,
ونطلع ال duration

واحد من اسئلة ال MCQ عن limitation Duration gap
وبعد عاطينه dividends and growth rate ونسبه ثانية ونطلع price of stock

 

[غريبة الدار]

A bank has Federal funds totaling $25 million with an interest rate sensitivity weight of 1.0. This bank also has loans of $105 million and investments of $65 million with interest rate sensitivity weights of 1.40 and 1.15 respectively. This bank also has $135 million in interest bearing deposits with an interest rate sensitivity weight of .90 and other money market borrowings of $75 million with an interest rate sensitivity weight of 1.0. What is the weighted interest-sensitive gap for this bank?
A. $50.25

إذا ممكن أحد يشرخ لي هالسؤال​

بما انه محد رد ف بجاوب عليه يمكن يمكن أحد يستفيد بما أني عرفت الحل
Weight interest sensitive gap
=interest sensitive asset - interest sensitive liability
وبس نعوض عقب في القانون

federal funds
loans
investments
هي كلهم يعتبرون asset

interest hearing deposit
borrowing
وهي نعتبرهم liability

وعقب نضرب كل واحد في ال weight ماله